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WASHINGTON — A majority of people who rely on Obamacare insurance agree with Republican critics that the health insurance markets created by the Affordable Care Act are collapsing, according to a new poll.


But most of those surveyed also said their premiums are either lower this year than they were last year, or about the same, and they’re likely to continue buying insurance even though Congress has eliminated the ACA’s penalty for going without coverage.

The poll, conducted by the nonpartisan Kaiser Family Foundation, also found that Obamacare enrollees are not interested in switching to the skimpier, short-term plans, touted by the Trump administration, which have fewer benefits and lower premiums.



Liz Hamel, director of public opinion and survey research for the Kaiser Family Foundation, said the poll results highlight the contradiction between political rhetoric and reality.

"When the president is saying things like, `The ACA is failing. Things are collapsing,' people hear that," Hamel said. "So they may be answering that question not necessarily based on their own experience this year."


Republicans tried unsuccessfully to repeal the ACA last year, arguing the markets created for those who aren’t offered insurance through an employer or a government health care plan like Medicare or Medicaid were failing. The plans cost too much, deductibles were too high, and the number of insurers willing to sell plans was shrinking, GOP lawmakers said.

“Obamacare is collapsing, and we must act decisively to protect all Americans,” Trump said in his first address to Congress in 2017.


About half of the public — and 60% of those who use the Obamacare marketplaces — told pollsters they think the marketplaces are "collapsing." 

Democrats charge that any problems with the marketplaces have been exacerbated, if not created, by Republicans in an attempt to undermine the law. Most significantly, the Trump administration ended reimbursements to insurance companies to cover the discounts they’re required to give low-income customers. The administration also shortened the sign-up period for 2018 plans and cut outreach funding.

"When you mix indifference, cruelty, complicated and sabotage, this is what you get....Trumpcare," Andy Slavitt, who had a lead role in implementing the ACA during the Obama administration, tweeted last month.

When you mix indifference, cruelty, complicated and sabotage, this is what you get👇....Trumpcare. https://t.co/7moFjjiaFM

— Andy Slavitt (@ASlavitt) March 12, 2018
Premiums went up in 2018, in part because of the Trump administration's move to cut reimbursements to insurance companies.

But one-third of those surveyed said they’re paying about the same this year, and one-fourth said they’re paying less.

People earning up to four times the federal poverty level qualify for federal subsidies that reduce their premiums. Because the subsidies are tied to the cost of a mid-priced plan, those eligible for help were insulated from effects of the rising premiums. Some subsidies even increased enough that they covered the full cost of the least generous plans.

Although Republicans failed last year to repeal the ACA, they did end the tax penalties the ACA imposed on most people who go without insurance. That effectively killed the ACA’s individual mandate, which had been included in the law to prevent healthy people from waiting until they got sick to purchase insurance.

The individual mandate was the most unpopular part of the ACA, but most people surveyed by the Kaiser Family Foundation did not know it has been repealed, effective in 2019.


And 90% of people who purchase insurance on their own say they will continue to do so despite the mandate’s repeal. Most see health insurance as something they need. For those who go without insurance, many said it's because they can’t afford it.

"We know that people say that health insurance is important. They want it and they need it," Hamel said. "The mandate isn’t the main reason that they’re getting it." 

NEW POLL: Survey of the non-group market finds 9 in 10 enrollees plan to continue buying insurance despite recent repeal of the individual mandate penalty.
Most say the #individualmandate was not a major reason they got coverage in 2018https://t.co/3SZHUGuJzK#ACApic.twitter.com/Xll0dITekM

— Kaiser Family Foundation (@KaiserFamFound) April 3, 2018
Trump has directed the U.S. Department of Health and Human Services to make it easier for people to buy short-term plans — something the Obama administration limited. Such plans tend to cost less, but provide fewer benefits and often do not cover pre-existing conditions. The vast majority (84%) of those who buy insurance on their own said they would prefer to keep their current plan rather than switch to short-term insurance.

But at least half are worried that there will be no insurance companies left selling plans in their area in the future. And even more fear that premiums and deductibles will become unaffordable.

That's another reason why respondents may have said the marketplaces are collapsing.

"They still may worry about the future," Hamel said.




The survey was conducted by telephone in February and March. The margin of error is plus or minus 2 percentage points for all respondents, and plus or minus 9 percentage points for people who buy individual insurance through an exchange.
Source: USA Today

Shift To Obamacare Bronze Plans Helps CVS, Walgreens And Walmart Clinics




Retail clinics operated by CVS Health, Walmart ANd Walgreens Boots Alliance may see a slight upward trend in customers because of a shift by Americans into Obamacare’s higher deductible bronze plans, According to The Robert Wood Johnson Foundation, the new analysis indicates.

After The Deduction of Cost Sharing Subsidies by Trump Administration under the Affordable Care Act helped low-income Americans to Find an Affordable Scheme, As a Result,  More Americans this year have shifted to less expensive bronze plans.



As Per Latest the Study, The share of Americans enrolled this year in bronze plans has Increase to From  23%  to 29% Enrollees

Shift To Obamacare Bronze Plans Helps CVS, Walgreens And Walmart Clinics


According To Forbes: 
.
“Among those new to the marketplace, the trend toward bronze was even greater—34 percent of new enrollees on healthcare.gov chose bronze plans,” Robert Wood Johnson Foundation’s Kathy Hempstead wrote in a new report published Friday. “Yet this shift to bronze may have some unintended consequences for individuals and healthcare markets since cost-sharing differs significantly by metal."


Bronze plans carry a median deductible of $6,400, compared to $3,800 for silver plans and $1,250 for gold plans. That means more Americans are likely to think twice before a trip to the doctor's office, which costs more than $100 a visit out-of-pocket and is more expensive than a retail clinic.


“Another outcome could be higher use of retail clinics, where visit prices are lower, or greater use of cheaper cash market options if the prospect of meeting the deductible seems unrealistic,” Hempstead wrote.

Retail clinics staffed by nurse practitioners are increasingly offering more services and costs per visit range between $50 and $129 for those who pay out of pocket depending on the ailment or illness. CVS said the average retail clinic visit is $89 though charges can range from $99 to $129 for minor illnesses like pink eye or sinus infections while prices for physicals or screenings can be as low as $59, according to the CVS MinuteClinic price list.  

Increasingly, retail clinics are becoming more integrated into traditional health systems with Walgreens, Walmart and CVS forming partnerships with hospitals and health systems across the country.

CVS has said they plan to expand their services better coordinate retail services in future insurance options once the giant drugstore chain completes its acquisition of health insurer Aetna later this year. There's also been some speculation that closer ties between health insurer Humana and Walmart could offer special deals at Walmart clinics.

"MinuteClinic helps prevent the unnecessary use of higher-cost sites of care, such as emergency rooms, for routine care, helping to hold down overall costs of care," CVS spokeswoman Carolyn Castel said Friday. "A study in Annals of Internal Medicine demonstrated retail clinic care was equal in quality to other ambulatory settings and to emergency departments. The study also suggested that care delivered at MinuteClinic was 40 percent to 80 percent less expensive than alternative sites."





An alternative to ObamaCare plans likely this summer


 An alternative to ObamaCare plans likely this summer


 An Alternative to ObamaCare plans likely this summer

 



The Trump administration hopes to move Ahead with a New rule expanding Options to ObamaCare Plans by this Summer, Secretary of Labor Alex Acosta said This Monday.

 

This New Rule Will Allow The Small Business Unit and Young Self Employed People to Join Together and Buy Insurance as a Group Which Will Term as Association Of Health Plans. It is Going To be Incredible as You’all are going to get tremendous insurance at a very low cost,” Trump added.

 

Improvising These New Plans are part of the Trump administration’s strategy to open up skimpier, and Cheaper alternatives to ObamaCare Plans.  However, Democrats as well as the Main Health Insurer Trade group warned that the rule, Along with a Similar initiative to open up short-term health plans, could syphon healthy people away from ObamaCare plans, spiking premiums for those remaining.

 

A Proposed Rule on this issue was Released in January.

 

 




Trump in his comments on Monday referenced sen. John McCain’s (R-Ariz.) vote against ObamaCare repeal last year.

 

“But it’s fine because Alex Acosta has come up, and this is often an idea that tons of individuals have needed for a protracted time, associations, and we’re aiming to have tremendous signups,” he said, while not naming McCain.

 

 

 An alternative to ObamaCare plans likely this summer



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How to Donate A Car in California?, Car Donation Service in  California

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Lord Rama Quotes, Images, Wallpaper, Images Hd, Birth Date, Sister,Sampurna Ramayan Hd Video

Given Below Are Some Beautiful Quotes from Lord Rama.

To be happy always is something which is difficult to achieve. That is to say, happiness and sorrow alternate in one’s life and there cannot be uninterrupted happiness alone.





“Lord Ram gave Hanuman a quizzical look and said, "What are you, a monkey or a man?" Hanuman bowed his head reverently, folded his hands and said, "When I do not know who I am, I serve You and when I do know who I am, You and I are One.” 
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Lord Rama Quotes, Images, Wallpaper, Images Hd, Birth Date, Sister,Sampurna Ramayan Hd video

Lord Rama Quotes, Images, Wallpaper, Images Hd, Birth Date, Sister,Sampurna Ramayan Hd video







 

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