Latest 2021 Root insurance honest review: Is it any good?

Post Updated on February 1, 2021

Root Insurance Company Wiki | Reviews | Claims | Pros | Cons: Hello Folks... In this article, I am going to talk about one of the most popular choices in the field of Auto Insurance i.e Root Insurance.


So, If you planning to purchase Car Insurance or puzzled whether to buy Auto Insurance from Root Insurance company or not?

Then this article is surely for you. So keep reading Root Insurance Company Wiki | Reviews | Claims | Pros | Cons

Root Insurance Wiki

Root Insurance provides car insurance to drivers in 30 U.S states. 

Root requires drivers to download their app and perform test driving for several weeks while the app monitors behaviour in the background.

If the driver passes the test, they are offered a premium which is based in the part on the driving score calculated during the test drive.

What is Root Insurance?

Root Insurance is an Auto Insurance company which claims it's the first insurer founded on 'The Rent less pursuit of fairness'.

The company says if you are the good driver, you are less likely to be in an accident. Therefore, you should pay less.

History

Root Insurance is an Ohio based company founded by Alexander Timm.

He is in the field of Insurance since the age of 14 and started experiencing the loopholes in the industry.

Therefore, in 2015 he founded Root Insurance to fix all the loopholes of the insurance industry. 

He also designed a unique smartphone app that eliminates the need for the network of agents.

This one of the simplest app.

To get Started you only need to download this app.

Secondly, you just need to fill the signup form.

The company will then observe your driving habits, & Skills or you have to clear the Test drive.

The Company will then calculate a quote for you based on your driving skills.

If you pass the test with a good remark you will be rewarded with the low quote and vice versa.

What Car Insurance Coverage Does Root Cover?

Given Below is the list of Car Insurance Coverage does Root Cover:

• Bodily Injuries


• Property Damage


• Personal Injury Protection


• Uninsured/Underinsured Motorist Coverage


• Collision or Accident


• Medical Payments


• Rental Reimbursement


• Roadside Assistance

Root Insurance Quote

The Root Insurance Quote differ accordingly to your driving skills.

As I said, If you pass the driving test after applying with Root you are rewarded with the hefty discount and vice-versa.

Just Like many other companies, you can get an additional discount.

If you refer your friend through a unique affiliate link based on his location you may get up to $ 100  discount.

Root Insurance Claims

Filing your Insurance Claim with Root Insurance is an easy process.

You can call their claim support number 1866 903 72 43 which is available 24/7.

While every claim is different so given is the basic process.

For Instance, In midway to work you rear-end the car.

Firstly you need to open the root insurance app when it's safe.

Secondly, Tap on File claim (Image given below) and then snap some photos with damage to submit your claim.

Then they will assign a claims expert who will assess you in damage and negotiating repairs.

Root car insurance reviews: Root insurance claims reviews

Well, by now I have told you a lot about Root Insurance. It’s now time for the company Review so, let’s check out if it’s actually worth it?

In Nutshell, Root Insurance is an Ohio based company founded by Alexander Timm.

Root Insurance is an Insurance company which claims it's the first insurer founded on 'The Rent less pursuit of fairness'.

The company says if you are the good driver, you are less likely to be in an accident. Therefore, you should pay less.

Root Auto Insurance Review: Conclusion

According to my research, I found that the company overall rating is Good for its customer service.

Even though the company is in the 4th year of its existence there has been no official complaints filed against it with National Association of Insurance Commissioner.

The Major indicator which says if the company is good or not i.e Root Insurance Claim Reviews

Well, No fear Root Insurance is backed up by Top reinsurers.

The company has also A+ ratings by bbb.

Talking Root Insurance Reviews bbb, you can read here.

Pros and Cons of Root Insurance

Pros:

• Very Cheap Car Insurance is available.


• Rewards good driver.


• Fast claims- Root Insurance claims within 10 Business days.


• Very Easy to apply

Cons:

• No agent, Root operates out of the only app.


• Long Quote Period

Is Root Insurance Legit?

Yes, of course, this is one of the best options who is looking for cheap car insurance.

You can save up to $50 - $60 of your income some even say they have saved up to $100 the only thing you have do is clear that Test Drive with flying colours and get the prize of the low quote.

However, The only Con I found out was Long Quote Period but if you see that is the only reason the company can calculate a very reasonable quote for you.

Given Below is the Summary of the article & do read the FAQ for more clarity on this topic:

Company Name: Root

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Service: Insurance

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Founder: Alexander Timm.

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Date: 2015

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Main motive: fix all the loopholes of the insurance industry. 

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Phone Number:  +1 866-980-9431

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Our Rating: 9/10

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FAQ

1. Is Root insurance any good?

Ans:  Yes, Of course, this is one of the best options who is looking for cheap car insurance.

You can save up to $50 - $60 of your income some even say they have saved up to $100 the only thing you have do is clear that Test Drive with flying colours and get the prize of the low quote.


2. How do you use root car insurance?



Ans: You only need to download this app.

Secondly, you just need to fill the signup form.

The company will then observe your driving habits, & Skills or you have to clear the Test drive.

The Company will then calculate a quote for you based on your driving skills.

If you pass the test with a good remark you will be rewarded with the low quote and vice versa.

3. How long is the root test drive?

Ans: It's usually about 3 weeks. However, you can check via the app it will show you how much time is left.

4. What does the root app do?

Ans: Root App uses technology in smartphone to measure driving behaviour - such as braking, driving times & more.

5. Is it safe to get insurance from the root?

Ans: Yes, as per my research but do remember obtaining Insurance from a new company still carries financial risk. So if you are not comfortable with the idea of being insured by the new company.

6. Why does root insurance don’t have agents?

Ans: The Main reason they don't have agents is that they want to lower the cost by eliminating the channels of the agent.

7. Which phones does Root support?

Ans: They support iPhone 5s & above & most of the android phones.

So, this is the end of this article. I hope you have understood Root Insurance Wiki, Root Insurance Reviews, Root Insurance Claims, Root Insurance Pros, Root Insurance Cons.

If still any question persists feel free to ask anything by a comment below.

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